Buying a home is the most important purchase that many people will make. It is therefore just as important to put the same care into choosing the right loan product as you put into choosing the right home. Generally home loans are referred to as mortgages because the lender takes a freehold or property mortgage over your home as security for the loan.

Whilst choosing right is an important decision it is also important to remember that as your circumstances change so will the loan that you have on your property. Albeit that this is not a regular occurrence it is possible to change your loan as and when necessary. In fact some industry experts claim that people change their loans as much as ever three to five years.

The following information should always be sought when searching for and considering what is the most appropriate loan for your long term needs. SportzMortgage recommend that customers should get as much information as they possible by asking for details on: -

The market has a wide range of loan products catering for a variety situations and circumstances. All have particular benefits and features that you will find attractive. Consumer Affairs Victoria has produced a comprehensive publication

After the leg work is done and full approval is issued (letter confirming details) loan documentation will be issued for you to sign. We encourage people to have these documents read by a solicitor or trusted advisor. If you are unsure of anything in the contract, ask your advisor, or SportzMortgage representative for clarification. The best advice is to get independent advice.
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Each credit contract and pre-contractual statement should include all relevant information including the amount of credit to be provided, the annual percentage rate/s, how the interest will be calculated and when it will be charged, the total amount of interest if the contract is paid out, credit fees and charges, how changes will be advised, default rate of interest, frequency of account statements, relevant commission charges, mortgage guarantee insurance and details of credit-related insurance financed under the contract.

After the contract is signed, the lender is required to give you a copy of the signed contract. The lender should also provide regular account statements that include:

If you require further assistance or any information about credit, you can call Consumer Affairs Victoria on: 1300 55 81 81or Country callers: 1800 80 38 00

Owning our own home has always been an important part of the great Australian dream. More recently, owning an investment property has also become a goal of many families.

But sometimes the stresses and strains of life get in the way of our best intentions. Our plans get put in the “Too Hard” basket.

This is why Sportzmortgage.com.au, accredited mortgage professionals; have come up with a mortgage offer that deserves your serious consideration. Are you:

If so, by calling us we’ll not only help you find a great home loan – you could also take a holiday from mortgage repayments for a whole year!

We are accredited mortgage professionals and part of Australia’s largest mortgage broker, Australian Finance Group (AFG). We live and work in your suburb and can visit you at a time that’s convenient to offer a no-obligation assessment of your needs. Let us do all the leg work to find you the most suitable home loan for your needs. Our service is at no cost to you.

What’s the difference between a mortgage broker and a bank? With a bank you have access to only one company’s loans. As a broker we have access to over 35 lenders and 800 home loans, including all the main banks and lending institutions. You don’t pay any more than if you went into a bank, you don’t have to fill in endless paperwork (we do that), and we can give you advice on which loan best suits your needs.

For terms and conditions click here

ABOUT US

SportzMortgage.com.au is a National Mortgage Broking and Financial Services company dedicated to providing exceptional service to consumers via an extensive range of products and services.

Together with our core business services, our team of highly committed and qualified staff and our passion for community based sport, SportzMortgage provides: -

SportzMortgage.com.au provides a share of all revenue to be directly and indirectly distributed to local clubs and organisations. This inturn enables clubs and groups to generate a passive ongoing income stream, not only from active members but also from areas outside of immediate local community areas.

Our core business is the provision of financial and lending products and insurance services. Our prime objective is to ensure that every experience is a fantastic experience based on our service model that is designed to provide exceptional service. This is central to our philosophy and commitment to continually build sustainable relationships with a wide range of clubs, sporting bodies and individual consumers.

As we continue to gather momentum, we will continuously strive to Build Community Spirit by enhancing the financial viability of clubs and community groups, predominantly reliant on membership fees, local fundraising and volunteer labor for their survival.

HOME LOANS
SportzMortgage.com.au is a National Mortgage Broking and Financial Services company dedicated to providing exceptional mortgage services to customers. SportzMortgage.com.au has access to over thirty home loan lenders (including all major banks) and over 1000 products.

Through our team of highly committed and qualified staff and our passion for community based sport, SportzMortgage provides: -

• A wide and diverse range of products and services
• An opportunity for local sporting clubs to build financial security, and
• An opportunity for Clubs to gain access to financial grants

How Sportzmortgage can work for youSportzmortgage.com.au believes everyone deserves a sporting chance when looking for a mortgage. Based on this philosophy we are dedicated to two fundamental causes:

Getting consumers the home loans they want, and Providing local sporting clubs with a lifeline for their long term survival. We have access to all the major home loan lenders which include:

ANZ Bank, Westpac Bank, Bankwest, Colonial and more

Through our team of accredited Lending Associates an extensive choice of home loans from a wide range of lenders, we do the hard yards to make getting your mortgage quick, easy and free of stress. Everyone gets a sporting chance at Sportzmortgage.com.au To get the ball rolling