Interest rate To Borrower:

7.16% P&I Variable for first twelve months
8.14% P&I Variable** after twelve months
(AAPR = 8.05%)

Loan Purpose:

Suitable for refinances, purchases & release of equity (LVR restrictions apply). Borrowers must have genuine savings or existing equity.

Loan Amount:

From $50,000 to $1,200,000

Loan Term:

From 15 - 40 Years

Repayment Options:

Interest Only Option  - Not Available
Fixed Interest Option – Not Available

Frequency:

Weekly, Fortnightly, Monthly

Split Loan Facility:

Yes (after 12 month into rate period finishes)

Re-Draw Facility:

Yes

Payment Facilities:

1. Inward Direct Debits & Inward Direct Credits
2. Internal Portion Transfers (If Split Loan Exists)
3. LOC Portions Not Available
4. Deposit Book Payments Available
5. Inward BPay Only (No Outward BPay)
6. 3rd Party Direct Debits Out
7. Loan Access System/Telephone Banking

Maximum Loan Amount of property value :

1. 95% to $750,000 (purchase & refinance)
2. 90% to $1,000,000 (purchase & refinance)
3. 80% to $1,200,000 (purchase & refinance)

Monthly Fees:

No Monthly Fees